Browser tool
Turn a vague insurance question into a preparation plan.
Answer four operational questions. The tool calculates a relative preparation signal from the choices you make, shows which factors drive it, and suggests what to document before a professional conversation.
How the calculation works: each answer receives a transparent score from 1 to 4. The total ranges from 4 to 16. A higher result means more topics may need documentation; it is not a premium, quote, eligibility result, or recommendation.
Select your inputs to begin.
Your answers stay in this browser. Select the four operating factors, then review the preparation signal.
Preparation signal
Moderate preparation
0/ 16
What is driving the result
Best next actions
Use the result responsibly. Document the facts behind the answers, then ask a licensed professional to confirm which coverages, limits, exclusions, conditions, and state requirements apply to your situation. See the preparation checklist →